Property & Investment

One major consideration before buying an investment property is financing. If you have a good credit score and you are able to provide proof to lenders that you can make repayments on time, securing an investment property mortgage is easy Once you buy an investment property, you’re under the contract of paying a debt back for 30 or so years, which

Investors looking to make it big in real estate tend to favour commercial properties over residential properties due to the former’s numerous advantages. Commercial investing is considered to be more attractive for those who are seeking promises of higher returns, security from long-term leases, a more stable monthly rental income and other benefits.  But there

The term “gearing” refers to borrowing money or taking out a loan to buy an investment asset. This strategy is usually employed by property investors, but the type of gearing they utilise depends on how they want their income and expenses to circulate. Some investors choose to let the property take care of itself through neutral gearing – when rental income

If you’re a first-time investor, champing at the bit to purchase the first property in what will (hopefully!) become your wealth-building real estate portfolio, it can be a daunting task knowing where to start. There is loads of advice out there on how to go about it, but possibly even more important than the “how-to”

What are bridging loans? Bridging loans are short-term financing options designed to “bridge” the gap between the sale of your current property and the purchase of a new one. They enable homeowners to secure a new property before selling their existing home, ensuring that they don’t miss out on their ideal home due to timing

Achieving financial freedom is a goal for most people. Unfortunately, the reality is that not that many people will achieve it. So what is financial freedom? There are lots of definitions but I like the one from T Harv Eker: “Financial freedom is simple: it is the ability to live the lifestyle you desire without having

Too many people consider life as a game of Monopoly. They think they can gamble on property, or the share market, without the right knowledge or advice. But unlike the famous board game, there is no miraculous pot of money in real life that we can dip into whenever we need it. Launching yourself into

I’ve said it before many times, and it bears repeating once more: as a property investor, you will pay for your education. You’ll either pay for it by actively seeking to educate yourself, or by investing in courses, seminars, and mentoring programs that help you grow your wealth. Or you’ll pay for it by making

Throughout the annals of property history, one constant facet of asset selection has often eluded beginning investors and that is –  what really pushes up the price of some housing, while other pockets languish in the ‘medians’ or are below-par performers. Often, those new to the property game think it’s all pretty black and white

For more than a decade, inflation seemed like a forgotten relic, with prices around the world staying comfortably low. Measured as the year-on-year change in the price of a basket of goods, inflation was so subdued that many investors stopped worrying about its impact on their money’s purchasing power. The slow creep of price increases