Money Talk

Consumer confidence sinks to lowest level in over a year

The ongoing surge of Omicron continues to impact consumer confidence. Consumer confidence dropped 7.6 per cent in the second week of January, according to the latest survey from ANZ and Roy Morgan, reaching its lowest level since October 2020. Following a smaller decline in the first week of the year,

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Debt – the good, the bad and the ugly

For many people, debt is a dirty word. But not all debt is created equal. There’s good debt and there’s bad debt, and then there’s the good debt that can get pretty ugly if it’s not managed properly. Learning to use debt intelligently could make all the difference to your

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Is your loan working for you?

While it looks like low interest rates are here to stay for a while, the broader economic impact of COVID-19 is being felt around the country. Under the current circumstances you may be thinking about reviewing your loan arrangements. Perhaps your circumstances have changed since first taking on the loan

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5 tips to shave years off your mortgage

Every homeowner loves the idea of becoming mortgage-free faster and paying less interest in the lead up to that landmark event. Fortunately, there are some easy steps you can take to get there sooner – whether you’ve just got your first home loan, want to increase your property equity or

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Business leaders must better prioritise wellness advocacy

Walking the talk is the “single most powerful and authentic demonstration” that leaders of professional services organisation care about wellness, argues one lawyer. Workplace culture – particularly one that imbibes the importance of wellness – “permeates from the top”, argues Mary Digiglio, managing partner of law firm Swaab. The commitment

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Make 2022 the year you buy your first home

If your New Year goals include buying your first home, even though you’re finding it impossible to save for that ever-increasing deposit, you’re not alone. Many people ask us if they can get a home loan with zero or a very small deposit. The answer is a qualified ‘yes’. As

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Retail spending hits pre-Omicron high

Predictions and speculation that Australian consumers would rush to release pent-up demand following the end of long lockdowns has proved accurate. According to data released by the Australian Bureau of Statistics (ABS), retail turnover continued to rise in November 2021. This increase followed a 4.9 per cent rise in October

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6 ways to clean up your personal finances

Bringing your spending under control can sometimes feel daunting. Here are some ways to start. More than a few titans of the finance world have suggested that earning money isn’t the hard part. Keeping it is. Speaking to nestegg, 86 400 CFO Belinda Hogan shared a few tips for those

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Borrowing money to buy shares: When is it worth it?

Investing with borrowed money can be risky, but it’s all about timing. Using borrowed money to boost your investment strategy isn’t something that you should consider lightly, but that’s not to say it doesn’t work. Wealth Within chief analyst Dale Gillham told nestegg said that borrowing money to invest shares

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End of lockdowns may mean an increase in mortgage stress

Lockdown didn’t squeeze mortgage-holders as badly as many expected, but inflation might. While 2021 wasn’t without its challenges for mortgage-holders, new data has revealed that mortgage stress metrics reached new lows during recent lockdowns. According to research done by Roy Morgan, approximately 15.8 per cent of mortgage-holders were categorised as

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8 fab food adventures you didn’t know Queensland offered

Like any good Aussie traveller, you’ve probably explored many of Queensland’s beautiful beaches, rainforests and reefs, and done your local weekend destinations to death. The problem is, even the paradisiacal spot can lose its appeal if seen too many times. That’s where the Queensland Government’s Taste farm life campaign comes

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The best suburbs for property growth in 2022

Properties in these suburbs are expected to grow in value over the next year. Following house price rises of more than 20 per cent across the country in 2021, a new report has identified a number of key suburbs where growth is still expected in 2022. Property investment specialist Paul

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Investing interstate

When people think of buying an investment property, many only think locally. Investing in a property interstate could possibly be a smarter idea, potentially resulting in a better return on your investment. it may also be a potential way to snaffle a bargain. You could be buying into an area

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Goal setting made easy with the H.A.R.D approach

Goal setting is one thing – achieving your goals is something else entirely. So what makes the difference between a goal that is achieved and one that falls by the wayside? Research has shown that people who achieve their goals are more likely to do so because they create a

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