Home Loans

Among all the voices analysing the Australian property market, you’ve probably heard many truisms about how to secure a home loan. The real truth is that there are lots of options. We thought it was time to correct some frequent misconceptions we hear from our clients. Hopefully this will help

Buying a home is a huge milestone and usually a pretty exciting one. It is also one of the biggest financial transactions most people will ever make, which unfortunately makes it a prime target for scammers. One scam in particular, known as a property payment redirection scam or settlement scam,

A mortgage is a long-term commitment, which many people enter with a ‘set and forget’ mentality. Most loans are around 30 years – during which many things can change, not just in your personal circumstances but in the financial world, with the new loan products and fluctuations in interest rates.

Navigating the money side of buying a home can be daunting – especially if it’s your first time. Unless you’ve recently come into a small fortune, you’ll need to have saved a deposit and take out a home loan. That means engaging with the world of banks and mortgage brokers, and grappling

If you’re thinking about buying a home in Australia right now, one of the first things a lender will look at is your loan serviceability. For most new loan applicants, lending standards generally remain strict. This is partly due to the persistent three per cent buffer, a rule from the

In November 2025, the Australian Prudential Regulation Authority (APRA) announced major changes to the Debt-To-Income (DTI) lending criteria that will be introduced on 1 February 2026. In this article, we will explain what’s happening, why, and what it means for borrowers and the overall housing market. Introducing the changes For

It’s tempting to put price above everything else when choosing insurance for your property. However, whether you’ve just taken out a new mortgage or are hunting for a better deal, making sure you have enough of the right sort of cover is just as important. Here are the main insurance

After months of research, weekends spent attending inspections and auctions, finding the perfect home, at the right price brings a sense of relief and excitement. But what if you haven’t sold your current house yet? Finding your next home before settling your existing property’s sale is a common predicament, with

What is Lenders Mortgage Insurance (LMI)? If you’re finding it difficult to save a 20% home loan deposit, you might still be able to borrow by paying Lenders Mortgage Insurance. Here’s everything you need to know: Lenders Mortgage Insurance (LMI) is insurance that a lender takes out to insure itself against

For most of us, our mortgage is our biggest financial burden – and one that’ll be with us for decades. However, it’s important to remember that the life of a home loan doesn’t need to be as long as the contract suggests; you’re free to pay it off faster and