Home Loans

It can be difficult to think about a property purchase if you don’t meet all the criteria for a loan. Perhaps you work for yourself, have recently moved jobs, taken time out of the workforce to raise a family, or your credit history isn’t squeaky clean. Rest assured that there are still loan options to […]

Buying a home is one of life’s biggest milestones—and can be one of the most stressful. From working out what you can afford, to numerous property inspections, understanding auction conditions, reading legal contracts and navigating finance approvals, it’s no wonder so many buyers feel overwhelmed. We see it every day—clients come to us excited but

How does a bridging loan work, and how can it help investors finance their property purchases?  After months of scouring the real estate market and doing your research, you’ve finally found it — the perfect investment property at the perfect price.  Now, the only thing to do is to snap it up before someone else does. But

Owning a home has long been considered a cornerstone of the great Australian dream. For many, it’s not just about securing a place to live, it’s a symbol of financial stability, success, and a ticket to long-term wealth. But as property prices have skyrocketed, outpacing inflation and wage growth, homeownership has become increasingly difficult to

Among all the voices analysing the Australian property market, you’ve probably heard many truisms about how to secure a home loan. The real truth is that there are lots of options. We thought it was time to correct some frequent misconceptions we hear from our clients. Hopefully this will help you identify the path to

A key financial goal for most people is to eventually repay their home loan. The internet is filled with countless ideas on how to repay your home loan faster. However, many of these tips tend to be relatively ineffective. In essence, there are only 3 to 4 truly impactful methods to accelerate the repayment of

Securing a home loan is a significant milestone on the path to homeownership. With a multitude of options available, it’s crucial for Australians to make informed decisions when choosing a home loan. This comprehensive guide provides valuable insights on the key factors to consider in the quest for the right home loan tailored to individual

Buying a home is one of the most exciting milestones in life, but when you’re a couple working together to save for that all-important deposit, it can really put the relationship under pressure. It’s rare for couples to see eye to eye on every financial detail. You will most likely have different spending habits, levels

If you think you’ve found a home loan that sounds almost too good to be true, unfortunately, it probably is. Here we look at some of the traps you should look to avoid in taking out a mortgage. No such thing as a free lunch In the mortgage market, you come to expect certain things.

Paying off your mortgage early will save you money and take a financial load off your shoulders. Here are some ways to get rid of your mortgage debt faster. Switch to fortnightly payments If you’re currently paying monthly, consider switching to fortnightly repayments. By paying half the monthly amount every two weeks you’ll make the

Thinking about buying your first home? Exciting times are ahead! However, it’s essential to understand how your financial behaviour can influence your chances of securing a home loan. Lenders scrutinise various aspects of your financial life to identify the risk involved in lending to you, and certain habits you may not even think are problematic

For those getting ready to stride into the world of home ownership, the uncertainties of pre-approval can cast a shadow of doubt over an otherwise exciting time. When is it necessary? How long does it last? And what does it involve, exactly? Pre-approval is a lender’s assessment of your likelihood of being approved for an