Business Finance

Workers, businesses wait on lockdowns before deciding next moves

Australian businesses and staff alike are waiting to see what will happen post the COVID-19 pandemic before deciding whether to increase staffing levels or change their jobs, government figures have shown. Fresh from Australia reaching its lowest unemployment rate since 2008, the National Skills Commission (NSC) has shown businesses are …

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How to avoid paying LMI

Lender’s mortgage insurance (LMI) is required when the value of a loan is more than 80 per cent of a property’s purchase price or property valuation if refinancing. In very basic terms, a lender considers a loan to carry a higher risk if the loan-to-valuation-ratio (LVR) is above 80 per cent and …

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