It’s impossible to miss the buzz around Artificial Intelligence (AI). It’s changing the way we work and live – but if you haven’t yet started dabbling in it, it might seem a little intimidating. The language sounds technical, the tools look unfamiliar, and the speed at which everything is evolving
Mastering AI: it’s all in the prompts Read More »
If the financial markets could talk, then bonds would probably be saying: “We’re not convinced the story is over yet”. Bond yields have been rising around the world as investors reassess the outlook for inflation, economic growth and government borrowing. The moves have been significant enough to influence mortgage rates,
Signals from the bond markets Read More »
Fuel tax credits provides you with a credit (in dollars) for the fuel tax (excise or customs duty) that’s included in the price of fuel used in eligible business activities. Before claiming fuel tax credits, make sure: the fuel you acquire for use is eligible the business activities are eligible.
Getting ahead with money used to mean spreadsheets, strict self-control and a slightly awkward monthly check-in with your bank statement. These days, you have something far more powerful on your side. Smart, accessible technology can help you plan, organise, optimise and even negotiate on your behalf. Whatever your financial goals
Digital tools for easier money management Read More »
The ultimate teammate, cheer squad, and coach for first home buyers Buying a home can be daunting, particularly when it is your first time. For most people, purchasing a property will be the biggest financial decision of their lives, and to make that purchase most people will need to borrow
Fuel tax credits provides you with a credit (in dollars) for the fuel tax (excise or customs duty) that’s included in the price of fuel used in eligible business activities. Before claiming fuel tax credits, make sure: the fuel you acquire for use is eligible the business activities are eligible.
As interest rates increase and the cost-of-living rises, many are feeling the financial squeeze. Whether you are trying to save for your first home, managing an existing mortgage, or reassessing your finances, the current environment can feel challenging. While there is no single solution, there are practical steps borrowers and
When the cost-of-living hits home Read More »
How much tax you pay on your super contributions and withdrawals depends on: your total super amount your age the type of contribution or withdrawal you make If you inherit someone’s super after they die, the person’s super fund pays you a super death benefit. You may have to pay
Loud budgeting is a trend that may have started as a joke but is being embraced by those who want to share their financial goals and priorities and in doing so, also improve their chances of achieving them. It was comedian and writer Lukas Battle who brought the term “loud
What’s all the noise about loud budgeting? Read More »
If you’re thinking about buying a home in Australia right now, one of the first things a lender will look at is your loan serviceability. For most new loan applicants, lending standards generally remain strict. This is partly due to the persistent three per cent buffer, a rule from the
What is loan serviceability and why is it important? Read More »
If you are looking to buy property in the near future there are a lot of numbers you’ll be keeping track of – how much deposit you are saving for, how much you can borrow, how much to allow for closing costs, a figure for your total overall budget, as
What is my credit score and how do I manage it? Read More »
If you’re saving for your first home or even trying to pay down a home loan, you already know how quickly money can disappear. Keeping on top of savings while the cost-of-living continues to spiral can sometimes feel like you’re trying to fill a bathtub with the plug pulled out.
Smart ways to shop and save Read More »