The ultimate teammate, cheer squad, and coach for first home buyers Buying a home can be daunting, particularly when it is your first time. For most people, purchasing a property will be the biggest financial decision of their lives, and to make that purchase most people will need to borrow […]
Fuel tax credits provides you with a credit (in dollars) for the fuel tax (excise or customs duty) that’s included in the price of fuel used in eligible business activities. Before claiming fuel tax credits, make sure: the fuel you acquire for use is eligible the business activities are eligible.
As interest rates increase and the cost-of-living rises, many are feeling the financial squeeze. Whether you are trying to save for your first home, managing an existing mortgage, or reassessing your finances, the current environment can feel challenging. While there is no single solution, there are practical steps borrowers and
When the cost-of-living hits home Read More »
How much tax you pay on your super contributions and withdrawals depends on: your total super amount your age the type of contribution or withdrawal you make If you inherit someone’s super after they die, the person’s super fund pays you a super death benefit. You may have to pay
Loud budgeting is a trend that may have started as a joke but is being embraced by those who want to share their financial goals and priorities and in doing so, also improve their chances of achieving them. It was comedian and writer Lukas Battle who brought the term “loud
What’s all the noise about loud budgeting? Read More »
If you’re thinking about buying a home in Australia right now, one of the first things a lender will look at is your loan serviceability. For most new loan applicants, lending standards generally remain strict. This is partly due to the persistent three per cent buffer, a rule from the
What is loan serviceability and why is it important? Read More »
If you are looking to buy property in the near future there are a lot of numbers you’ll be keeping track of – how much deposit you are saving for, how much you can borrow, how much to allow for closing costs, a figure for your total overall budget, as
What is my credit score and how do I manage it? Read More »
If you’re saving for your first home or even trying to pay down a home loan, you already know how quickly money can disappear. Keeping on top of savings while the cost-of-living continues to spiral can sometimes feel like you’re trying to fill a bathtub with the plug pulled out.
Smart ways to shop and save Read More »
What’s your ideal home look like to you? As a society, what we look for in a home has changed over the years and continues to evolve in ways that reflect how we live, work, and play. What people consider appealing in a property drives the property market as features
How the ideal home is evolving Read More »
Homes are becoming increasingly eco-friendly as new technology makes it easier than ever to reduce your energy consumption, utility bills and carbon footprint. Here’s some areas to be conscious of when considering the sustainability of your own home: 1. Lighting Having a tactical lighting plan that utilises natural and environmentally
Sustainability in your home – make your home greener Read More »
Scammers operate in an ever-evolving space and the scams of today are far more sophisticated than they have ever been, targeting even the most financially literate individuals. In addition to the financial impact from a scam, it can affect your mental health as well as damage your reputation, so understanding
Scams: knowledge is protection Read More »
A volatile geopolitical landscape, rapid technological shifts and evolving energy systems are helping to reshape investment returns. As we settle into 2026, the challenge for investors is in understanding and taking advantage of (or avoiding, if necessary) these global trends. The artificial intelligence boom has taken much of the oxygen
Position your portfolio for what’s next Read More »