Few of us are naturally enthused by the idea of rolling up our sleeves and undertaking an intensive deep clean, whether it be of our desk drawers or downloads folder. We’re more likely to procrastinate than organise our lives. All too often we let pesky distractions get in the way of real …
ORGANISE YOUR SPACE, YOUR MIND AND LIFESTYLE WILL FOLLOW Read More »
Learning to persuade people is a skill that’ll take you far in life. From navigating a pay rise, to deciding where to get dinner, knowing how to change people’s minds is something everyone can benefit from knowing. In fact, it’s such a difficult skill to master that people dedicate time, training …
HOW TO PERSUADE ANYONE THAT YOU’RE RIGHT – EVERY TIME Read More »
If you’re running a small business, one of the biggest problems you face is cash flow. Here we look at some of the ways in which you can improve the cash flow of your business, including: Overdrafts Credit cards Factoring, debtor finance or invoice …
Small savings goals are important, but are you really going to save for a house deposit or a Europe trip in foregone takeaway coffees alone? Here are six substitutions to make on things you’re already buying – that could save you thousands per year. Stop buying to start saving. #1 …
When you fall in love with a property, it’s possible to get carried away and pay too much. But a property report can help you strike a balance between your heart and your head. After dozens of uninspiring open houses, you finally stumble across a place that just feels right …
A property report can help you pay the right price Read More »
It’s not unusual that life can be smooth sailing one minute and throw you a curveball the next. You might be hit with an injury or illness, a reduction in income or redundancy, a separation from your partner, or even a death in the family—all of which can be difficult, …
Safeguard your ability to pay off your home loan Read More »
It doesn’t have to be the stuff of dreams. There are several strategies that could help you pay off your home loan sooner. And it doesn’t necessarily mean sacrificing the things you love doing today. The first step towards paying off your home sooner is to understand your loan—how much …
Living together is a big step. You may be merging your lives more closely, but should you merge your finances? So you’ve taken the leap and decided to move in together. It’s an exciting time which can take your relationship to a new level, but it can also add new …
Arguably the most successful investor of the modern age, Warren Buffett is still the chairman and CEO of Berkshire Hathaway at 90 years old, and currently has a net worth of over $100 billion, writes Robert Francis. While Buffett is famously frugal, eating at McDonald’s for breakfast every day (spending …
New research has shown that Australians overwhelmingly place more value on happiness and better working conditions than they do their pay cheques. The Meaningful Work Insights 2019 study, which surveyed more than 1,000 individuals and organisations across Australia, found that 96 per cent of Australians see factors other than most …
Only 1 in 25 Aussies think that money is the most important factor for work Read More »
According to new research by consumer education website CreditSmart, more than 40 per cent of surveyed Australians said they would rely on credit to help them with their festive budget blowout this year. Asked whether they are likely to spend more than they budgeted for this year, one in three …
2 in 5 relying on credit card to fund festive season Read More »
If you’re swamped with credit card debt and personal loans, it can sometimes help to talk to a professional about debt consolidation. However, you need to be wary. You might end up paying more in the long term and/or reduce the equity in your home. What is debt consolidation? Debt …