If you’re interested in seeing what your options are outside of investment property and super this article explores some of the different investment options available. Cash investments If you put your money into cash investments (including savings accounts and term deposits), the returns will often be lower in comparison to other investment products. However, these […]
Ways to invest your money Read More »
The response by the banks and the government to the COVID-19 pandemic has seen mortgage stress fall to a near record low, but dangers remain when support is withdrawn, consumer research has found. Survey results by Roy Morgan show that an estimated 751,00 mortgage-holders or around 20 per cent were at risk of mortgage stress
Are Australian mortgages held together by government support? Read More »
As we round the corner into 2021, ethical investing is at a Gladwell-style tipping point. Over the next 10 years, we predict there will be an eightfold increase in global ESG exchange-traded fund (ETF) and index mutual fund assets to more than US$1.3 trillion – the biggest shift towards ethical investments in a generation. Three trends
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So, you’re thinking of buying your first residential investment property? There are a few things to consider before making the move. Here are our top 10 tips for avoiding potential difficulties and ensuring success. Know your goal Understanding your financial objectives is key to finding the right investment property. The actual property itself is rarely
10 tips for choosing an investment property Read More »
Building a new home that looks and feels just right – or making big changes to the place you live – is a goal for many. But it can be a more complicated process and a very different experience to buying an existing property. And it can require a specific type of financing – a
Building not buying: do you need a mortgage or a construction loan? Read More »
Australia’s cash rate is now the lowest it has been in 23 years, a reaction initially to stunted economic growth and now to the impact of COVID-19 on the local and global economic landscape. As the uncharted negative interest rate zone looms, is it worth fixing your rate? Here’s what to weigh up when making
As low as it could go: is now the moment to fix your mortgage rate? Read More »
The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how. 1.Parent-to-child loan A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement, administered by an independent third party. At the
Want to help you kids buy a property? Here’s how Read More »
One in five Australians is hoping to purchase a property in the next 12 months, while one in three existing homeowners wants to refinance to get a better deal. Record-low interest rates and a shift in people’s mindsets, post the outbreak of the COVID-19 pandemic, are behind more Aussies looking to buy property, or refinance
More Aussies look to buy property and refinance Read More »
With interest rates at record lows and competitive deals on offer, switching to a new loan or lender may be an appealing prospect, with the potential to make significant savings. Since the Reserve Bank of Australia (RBA) began its latest round of rate cutting, lenders have been lowering mortgage interest rates across the board, with
Three questions to ask before you refinance Read More »