A buyer’s agent has raised an alarm against buyers who are choosing to skip building reports in the current market, which could lead to costly repairs down the track. EPS Property Search director Patrick Bright believes buyers need to be extra cautious about recently renovated properties, which could be a […]
Things you need to consider when buying a recently renovated property Read More »
A combination of record-low interest rates and COVID-19-induced lockdowns is seeing a new wave of retail investors enter the sharemarket for the first time. A study by Investment Trends showed that 435,000 Australian retail investors made their first trade in 2020, taking the total number of active retail investors in Australia
New wave of retail investors flood Australian market Read More »
Despite a surge in listings, low-income earners are continuing to be left behind, as governments begin to unwind their protections on evictions. With rental moratoriums in NSW, Victoria and Western Australia ending, alongside the government’s JobKeeper wage subsidy, markets are predicting a boost in rental yields as well as a
Surging property listings fail to house low-income earners Read More »
Not all careers are equal in the eyes of the tax system, with workers in certain industries able to tap into a jackpot of tax perks if they stay on top of their expenses. “It’s true, not all jobs are created equal,” CPA accountant, Coco Hou, said in a recent statement.
Here’s how to maximise your 2021 tax returns Read More »
When it comes to the rent-versus-buy debate, like many of our clients you may be weighing up the pros and cons. You might be thinking that you’d love to buy a house but it all seems out of reach right now. Are you asking whether it’s still a good idea
Should you own the roof over your head? Read More »
If you’re interested in seeing what your options are outside of investment property and super this article explores some of the different investment options available. Cash investments If you put your money into cash investments (including savings accounts and term deposits), the returns will often be lower in comparison to
Ways to invest your money Read More »
The response by the banks and the government to the COVID-19 pandemic has seen mortgage stress fall to a near record low, but dangers remain when support is withdrawn, consumer research has found. Survey results by Roy Morgan show that an estimated 751,00 mortgage-holders or around 20 per cent were
Are Australian mortgages held together by government support? Read More »
As we round the corner into 2021, ethical investing is at a Gladwell-style tipping point. Over the next 10 years, we predict there will be an eightfold increase in global ESG exchange-traded fund (ETF) and index mutual fund assets to more than US$1.3 trillion – the biggest shift towards ethical investments
Why ethical investing is at a tipping point Read More »
So, you’re thinking of buying your first residential investment property? There are a few things to consider before making the move. Here are our top 10 tips for avoiding potential difficulties and ensuring success. Know your goal Understanding your financial objectives is key to finding the right investment property. The
10 tips for choosing an investment property Read More »
Building a new home that looks and feels just right – or making big changes to the place you live – is a goal for many. But it can be a more complicated process and a very different experience to buying an existing property. And it can require a specific
Building not buying: do you need a mortgage or a construction loan? Read More »
Australia’s cash rate is now the lowest it has been in 23 years, a reaction initially to stunted economic growth and now to the impact of COVID-19 on the local and global economic landscape. As the uncharted negative interest rate zone looms, is it worth fixing your rate? Here’s what
As low as it could go: is now the moment to fix your mortgage rate? Read More »
The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how. 1.Parent-to-child loan A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement, administered by an
Want to help you kids buy a property? Here’s how Read More »