General

If you apply for a home loan, particularly if the loan is for more than 80% of a property’s value, you’ll more than likely have to prove to lenders that you have a satisfactory amount of savings. This is to demonstrate your ability to funnel a portion of your income […]

So you’ve found your dream home, but it’s in need of a little TLC. While others may see this as a deterrent, this is actually a great opportunity to nab the house of your dreams at a price tag that’s within your means. Here are our top tips to tactfully

Many Aussies want to buy their own home to raise a family and set themselves up for the future. Owning a property is also one way to look at securing you children’s future. If you’re a parent, you might have wondered at some point, ‘how can I help my kids

The last 18 months have given experts the chance to extensively assess the value that flexible workplaces offer both employees and businesses. The shift to remote work in the wake of the COVID-19 pandemic has revealed new insights about how flexible working contributes to the wellbeing of employees. According to research

If you’re looking to market to the over-60s demographic, there’s a few things you’ll need to understand first. The biggest one is that today’s digitally savvy over-60s is a generation unlike any that we’ve seen before. Yet sadly, there are still so many misconceptions about someone who is over 60 and as

With consecutive rate rises throughout 2022 and talk of more to come, many Australians have been looking at their home loans more closely. Yet one thing that may have gone unnoticed is a loyalty tax and whether you are paying one. What is a loyalty tax? A tax for being

Everyone loves a bargain, but as cost-of-living increases continue to put pressure on budgets, tracking down a freebie or two can also take some pressure off. Getting things for free that you would otherwise have had to fork out for, also means you can save while still having some room

With higher interest rates causing price falls across most of the country, buying in a falling market can appear tempting. As always, whether it’s a good time to buy will depend on your circumstances and what type of property you’re after. Here are some tips to help you avoid the

Greater flexibility in working arrangements has been a by-product of the pandemic, as working from home has become more widespread. While this flexibility has many benefits, it does also bring downsides, such as the increase in cyber security risks. With working from home to continue to be a reality for

There are many misconceptions and taboos surrounding reverse mortgages that can make people hesitant to consider them. Reverse mortgages have existed for decades, yet many people still don’t fully understand them. There are a lot of misconceptions and taboos surrounding these financial products, particularly when it comes to older adults.

In the space of a year – and 10 official interest rate rises – plenty of positively or neutrally geared investment properties have slipped into negative territory. After a significant 3.5% jump in the cash rate, savvy investors are now rethinking their medium to long term strategies. While some property