Business Finance

In the current property markets where capital growth will be subdued for some time, more sophisticated investors are considering getting involved in property development to enable them to “manufacture” capital growth. However, embarking on property development isn’t as simple as it might seem and unfortunately, too many investors begin their property development […]

Businesses need capital if they are to grow, and sometimes need finance solutions to raise capital. If you are unable to raise capital through a loan, equity may be an alternative solution. With equity you’re giving away a percentage of future profits, rather than a fixed percentage on what you’re

You already know the importance of maintaining consistent cash flow. Did you know that your business’s assets can be the solution? If your business’s cash flow is stifling its success, it’s time to look for a solution. Simple steps such as negotiating longer payment terms with suppliers and shorter terms

Preparing a detailed business plan will inform the lender about your business proposal so that it can assess your application as favourably as possible. 1. Know your numbers To inspire confidence in you as a borrower, it’s important you are familiar with your key financial figures, even if you don’t

From time to time, a business needs a cash injection. With so many lenders offering a dizzying array of products, it can be difficult to know what to choose. There are plenty of different types of business finance, but before diving in and applying, it’s important to understand your requirements first,

Many small business operators choose to lease rather than purchase their company cars because it’s better for their cash flow. Some of the common vehicle finance options include: finance car lease operating car lease novated lease chattel mortgage finance hire purchase If you take out a car lease, the lender

Many sole traders go into business for themselves in order to gain more flexibility and the chance to work less days per week than the regular nine-to-five. But how do you make sure you actually achieve that much-needed time off? Business coach and author, Belinda Morgan, shares her best advice

For many small businesses, cash-flow is king and can be the difference between switching off the lights or expanding. Business isn’t always smooth sailing and sometimes you may need some quick cash to help manage your cash-flow. If your business is ever in need of some help, I know several

According to the Bureau of Labor Statistics, about 20 per cent of small businesses fail within their first year and only half make it to their fifth year. Two of the biggest reasons why small businesses fail stem from money: insufficient capital and unchecked cash flow problems. Some business owners

If you’re an importer and your overseas supplier wants a huge deposit before they’ll supply the goods, what do you do? Consider a letter of credit. Suppliers want money up front If you haven’t worked with a supplier before, they’ll generally want a significant deposit before they’ll start work or

Some businesses choose to buy rather than rent their business premises. To do this, they take out a commercial property loan. As with all loans there are many options and things to consider, here are a few: Repayments and their effect on cash flow Many small businesses prefer to rent