The controversial axing of responsible lending laws appears all but over, as independent senators announce they will not support the legislation. As part of Australia’s recovery from the COVID-19 pandemic, the government announced last year it would roll back responsible lending laws in theory, making it easier for Australians to …
While the pandemic has led to an acceleration in online spending globally, the Commonwealth Bank found that almost half of Australian consumers directed unspent money towards either savings or investments in 2020. As per the recent Consumer Insights Report, over 40 per cent of consumers cut their overall spending levels during …
Pandemic savers outnumber spenders, new research shows Read More »
The ATO is warning crypto investors to treat it like “property taxes”, with the good-faith approach to the emerging asset class coming to an end, a spokesperson said. Speaking at a tax-time tip seminar last week, ATO assistant commissioner Adam O’Grady warned crypto investors that his office will be watching …
ATO announces hard-line approach on crypto investors Read More »
Record-low interest rates could be a thing of the past as Australia’s largest bank begins to lift rates, despite the RBA’s ongoing “lower for longer” narrative. In a leading indicator for the market, Commonwealth Bank has confirmed it has lifted the rate of its three and four-year owner-occupier loans by …
Australia’s largest bank begins to lift rates in a sign of things to come Read More »
“Don’t believe what that birth date tells you – I’m 80 going on 30, young man!” Her eyes sparked and smile widened as the woman across my clinic desk answered my earlier question about her age. She then rolled her eyes and told me with a cheeky grin, “I always …
Younger mind vs older body: How to wrap your head around the ageing game Read More »
It’s likely you’ve given at least a passing thought to vaccines in recent weeks and months – Covid-19 vaccines, that is. But the spotlight on Covid-19 shouldn’t blind you to the need for a flu and pneumonia vaccination as winter quickly approaches. In fact, the loosening of Covid-19 lockdowns makes …
Why it’s more important in 2021 than ever before to get a flu vaccination Read More »
As the price of entering the property market continues to climb, new fractional property investment platforms promise to offer younger Australians a more affordable entry point. The idea of fractional investing isn’t a new one. The practice has existed for a number of years in traditional stock and less-traditional cryptocurrency …
Is fractional property investing a path into the housing market for younger Aussies? Read More »
Bitcoin has had a particularly volatile few months, with the cryptocurrency falling from an all-time high of US$64,804.72 in mid-April to US$42,600.15 by mid-May. Here’s a quick summary of what influences the price of bitcoin. What changes the price of bitcoin? The technology surrounding bitcoin is unprecedented and unpredictable in …
When you transfer a home into your name, you need to check that no legal issues will affect your ownership or use of the property. You could consider hiring an experienced professional to conduct this transfer process, also known as conveyancing. When you’re renting, you can’t even hammer a nail …
Over the last year there have been rumblings from a select group of politicians and commentators calling for changes to superannuation laws to allow Australians to access their super to help purchase their first home. With house prices continuing to rise in many parts of Australia, being able to purchase …
Property auctions can quickly descend into fast-paced shootouts fuelled by adrenalin and ego as buyers fight for the front door keys. While it might seem daunting, our tips for buying a house at auction could help you be prepared to improve your chances of success. 1. Check out house auctions …
From scone making workshops along the Great Ocean Road and wine tours of the Adelaide Hills to cheese tastings in the Sunshine Coast Hinterland – the owners of some of Australia’s most picturesque dairy destinations are open for business and ready to welcome Aussie travellers into their homes. With international …
The hottest Aussie holiday trend right now? A fabulous regional farm stay Read More »